Lloyds Bank Car Insurance Breakdown Cover: Everything You Need To Know In 2023
If you're a car owner, you know that breakdowns can happen anytime, anywhere. That's why it's important to have breakdown cover that can provide you with assistance when you need it the most. One such provider is Lloyds Bank, which offers car insurance breakdown cover to its customers.
What is Lloyds Bank Car Insurance Breakdown Cover?
Lloyds Bank Car Insurance Breakdown Cover is an optional extra that customers can add to their car insurance policy. It provides assistance in case of a breakdown, whether it's a flat tyre, a dead battery, or a mechanical fault. The cover includes roadside assistance, recovery, and onward travel options, depending on the level of cover you choose.
What Does Lloyds Bank Car Insurance Breakdown Cover Include?
Roadside Assistance
The roadside assistance option includes help if your car breaks down more than a quarter of a mile away from your home. If your car can't be fixed on the spot, the provider will tow your vehicle to a nearby garage. This coverage also includes help if you have a flat tyre, a dead battery, or if you run out of fuel.
Recovery
The recovery option includes help if your car can't be fixed at the roadside. The provider will tow your vehicle to the nearest garage, or to a garage of your choice if it's within a certain distance. This coverage also includes transportation for you and up to seven passengers to your destination or home, depending on the level of cover you choose.
Onward Travel
The onward travel option includes help if your car breaks down more than a quarter of a mile away from your home and can't be fixed on the spot. If you choose this option, the provider will arrange for a replacement car, alternative transport, or accommodation for you and up to seven passengers, depending on the level of cover you choose.
How Much Does Lloyds Bank Car Insurance Breakdown Cover Cost?
The cost of Lloyds Bank Car Insurance Breakdown Cover depends on the level of cover you choose. The provider offers three levels of cover: Roadside Assistance, Recovery, and Onward Travel. The Roadside Assistance option starts from £25 a year, while the Recovery option starts from £60 a year. The Onward Travel option starts from £85 a year.
How to Add Lloyds Bank Car Insurance Breakdown Cover to Your Policy
If you're interested in adding Lloyds Bank Car Insurance Breakdown Cover to your policy, you can do so when you purchase or renew your car insurance. You can also add it mid-term by contacting customer service or logging into your online account.
What Are the Benefits of Lloyds Bank Car Insurance Breakdown Cover?
The benefits of Lloyds Bank Car Insurance Breakdown Cover include peace of mind, knowing that you're covered if your car breaks down. The provider offers 24/7 assistance, so you can get help anytime, anywhere. The cover also includes a range of options, so you can choose the level of cover that suits your needs and budget.
What Are the Drawbacks of Lloyds Bank Car Insurance Breakdown Cover?
One of the drawbacks of Lloyds Bank Car Insurance Breakdown Cover is that it's an optional extra, so you'll need to pay extra to add it to your policy. The provider also has a limit on the age and mileage of the car that can be covered, so it may not be suitable for older or high-mileage cars.
Conclusion
Overall, Lloyds Bank Car Insurance Breakdown Cover is a good option for car owners who want peace of mind on the road. With three levels of cover to choose from, you can find the right level of cover to suit your needs and budget. While there are some drawbacks, such as the additional cost and limits on the age and mileage of the car, the benefits outweigh them. So, if you want to ensure that you're covered in case of a breakdown, Lloyds Bank Car Insurance Breakdown Cover is definitely worth considering.
Disclaimer: The information provided in this article is for general information purposes only. It's always recommended that you read the terms and conditions of your car insurance policy and breakdown cover before making a purchase.
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